saa mnanetwo o'clockNi saa mnane za chisingi.It's two o'clock in the afternoon. (= It's eight o'clock pm Chizigula time.)Ni saa mnane za chiro.It's two o'clock at night. (= It's eight o'clock am Chizigula time.)Dyero nna wahadi na dektari saa mname.Today I have an appointment with the doctor at two o'clock.